Web design for a competitive business isn't easy, especially when you add e-commerce (the buzzword for buying and selling online) to the mix. Thankfully, many service providers have basic web hosting templates available to their customers at little to no cost depending on your package. More complex templates can be quite expensive. Companies that provide hosting with templates make setting up and maintaining an e-commerce website possible for people without the expertise to do it themselves and without the money to hire a professional to design their site from the ground up.

When purchased separately from your web hosting package, a template can run anywhere from $20 for a basic, simple web template and well into the hundreds of dollars for a more complex, custom design. For the majority of small business owners, basic templates designed for businesses are usually a safe bet.

An e-commerce template may include basic pages, search and navigation tools such as a virtual shopping cart, but it will be up to you to find your own online payment processing - most often through a third party provider such as PayPal. A web search for "online payment processing" will provide you with several options.

As an alternative, you might want to consider a turnkey solution such as eBay Stores or Yahoo! The designs of sites like these make e-commerce solutions for small business accessible to everyone. Be sure to read the find print about transaction fees and other costs before you decide.

Questions to Ask about Functionality

1. Does the shopping cart accept debit cards and online checks?
2. Is there a limit to the number of products, services or categories you can set up?
3. Does the site offer automatic notification of orders and transactions?

Questions to Ask about Cost

1. What are the basic monthly fees?
2. Are fees charged on a per transaction basis?
3. Is there a setup fee? If so, what is it?
4. How are taxes handled?

Talk to other business owners about their choices and do your homework. The right solution is out there for you, you just have to be willing to do what it takes to find it!

Pay for a web designer or do it yourself? Can small business owners really design a website or is it a job for the pro's?

Most consumers look on the internet before going to a store. Sometimes it is their only stop: they research, compare and buy online. It goes without saying then that for a small business to reach its potential market, it should have an internet presence.

Small business operators do not often have a dedicated IT person on staff - in the past this is the person who would be given the job of building a website. It's great news then that there are now beginner-friendly website building packages on the market which are perfect for the small business person's use.

Data is entered into your web pages as one would using a word processor - with modern easy to use web builders, there is no need to know any html whatsoever.

The tutorials provided with almost all software suppliers take the novice through the process of building a website in a non-technical, easy to understand way. Having completed the tutorial, one is equipped with more than enough knowledge to launch straight into a website build.

Not all website software programs are easy to use. Small business operators do not need fully blown web design industry solutions due to the steep learning curve. One feature to look for is a WYSIWYG (What you see is what you get) editor. This simply means you type on the page as you see it.

There are expenses involved in publishing your own website - you get nothing for nothing. Apart from the cost of the software (there are free web builders however they are more difficult to use or too basic in features), a small business (or an individual or a large company) will need to register a domain name (less than $10) and find a web hosting service (around $8 per month).

Businesses should also set up a merchant's account from an organization like Paypal (free). Having a third party handle financial transactions is always reassuring for consumers and takes away an administration burden. When an item has been ordered via your website and paid for, Paypal advises you, with delivery instructions so that you can fulfill the order or if it is an electronic delivery, this part can be automated.

In any small business time is money, and the time spent learning a new skill like website building with easy to use software must be seen as a good investment. It is possible to build multiple websites so that you can have a website network feeding a central business. This is ideal for multi-brand retailers and multi-branch operators. This degree of control will reap rewards as your business grows and you build different websites to cater to changing needs.

Because you have built and are managing your website yourself, you are able to instantly react to changing trends and new opportunities. Avoid delays by not having to wait for your webmaster to make changes. Fresh content on your website is highly desirable.

Some website programs are specifically designed to assist the business person become an internet business marketer, and as your knowledge of web design grows, the more you will value search engine optimization and site map generation tools. Having a correctly designed site map helps search engines easily match your site to search requests.

If you decide to look at other ways to earn money through your website without doing a thing, you will no doubt look at including on your site some affiliate marketing and advertisements from non compete companies.

Features to look for:

Ideally you will have an instructional video, help desk support and forums. Look for testimonials from other business owners to see how they have applied the software.

Getting started is the next step once you arrive at the conclusion that a website is no longer a luxury - it is essential!

Personal websites and business may not go hand-in-hand as far as you are concerned, but I urge you to think again. If you want to sell something, you may need to "sell yourself" first. People enjoy doing business with someone they know and like. More importantly, they want to know that they can trust you.

We are actually able to transact business all over the world due to today's technology. The problem with that can be a lack of personal service. However, with the internet, and especially with personal websites, we can feel as if we know someone that we have never actually met. We can know what a person looks like, we can know the sound of their voice, we can know all about their family, hobbies, dreams, future goals, etc.

When someone is surfing the web looking for a way to work from home, they are also looking for someone to partner with. Someone to mentor them and show them the way. They want to feel comfortable with a prospective future business partner.

If you want them to consider joining your opportunity, you have to be visible on the internet. You have to be willing to get personal and reveal yourself to them. Your site should be warm and inviting. It should provide information about you and your business opportunity. Give them a way to contact you.

This really is the way to gain business partners from all over the world, or from just the good old U.S. if your company is not international. Think about what you were looking for when you were searching for a home business. I don't know about you, but I felt a connection with my sponsor. I felt as if I knew her just by looking at her website.

That is what you want to create. You want to seem warm, friendly, and approachable. You want your reader to feel as if they already know you. A lady contacted me via email recently who was interested in my candle business. She practically told me her life story in that email, and it is probably because she felt like she knew me. She had seen my site and already knew all about me.

That is a good thing. It means that she felt as if I was someone she could talk to candidly. She must have thought that I would be approachable and would be receptive to her. Not everybody who contacts you will be so open. They may be wary of you and your business, but they contacted you because they found something of interest. This is when you provide them with honest answers to all their questions. It is also where you give them that personal attention that they are seeking.

Their state of mind when they contact you is not important. The fact that they made a connection is what matters. The reason for the connection was that they found your personal website and liked something they saw there. They were able to contact you because you provided them with either a phone number, email address, or both.

Do you see how this works? Prospects come to you. You do not have to "beat the streets" or chase your friends and family in order to build your business. This is not yesterday's network marketing, it is the new way. Believe me, it is also the best way. Many of yesterday's methods gave us a bad rap because they were so annoying.

Personal websites and business work well together. Get your own site up soon. It doesn't have to be fancy; just informative. Keep it simple and see what happens. I am sure that you will be pleased with the results. Remember to advertise your website and tell your friends about it. You cannot just build it and hope they will come.